FYI - You might want to check and see if you're covered for cleanup from sewer backups. That is, unless you're willing to do the cleanup yourself--yuck!
DMom is going through this right now, and the cleanup is even going to involve removing basement shelving and other old wood that can't be sanitized. It's going to run into several thousand dollars--and she discovered her homeowner's insurance won't cover it.
Apparently you need to add an extra rider to your policy to cover this sort of thing. She hadn't thought of it, and her agent hadn't suggested it.
Luckily, we're with a different company, which automatically adds the rider unless you specify you don't want it. It's costing us $50 a year for $3000 of coverage. Worth every penny, as far as I'm concerned!
Homeowner's Insurance Tip
June 8th, 2007 at 04:10 pm
June 8th, 2007 at 04:30 pm 1181316611
June 9th, 2007 at 02:23 pm 1181395437