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A tip for heavy debit/credit card users

December 30th, 2006 at 01:53 pm

Take a look at the backs of your cards--are they getting worn? Can you still see the 3-digit security code on the back, that follows your account numbers? If so, write it down somewhere, and if not, call and request a replacement card soon. You don't want to be stuck like I was this week.

I've been using one debit card so much, the numbers are completely rubbed off. I didn't even notice til I tried to use it to buy phone minutes this week, and they needed those security numbers. I only need them once in a blue moon, so I don't have them memorized. I called my bank to ask what they were, and they couldn't tell me--for security reasons. All they could do was send me a new card, which will take about a week to arrive. Grrr!

I suppose at least it's a good sign that the card getting the heavy workout is a debit, and not a credit card. Wink




Posted in Organizing, Credit Cards | 5 Comments »

5 Responses to “A tip for heavy debit/credit card users”

  1. disneysteve Says:
    December 30th, 2006 at 03:09 pm 1167491351
    1167491351

    That's a good tip. I don't use a debit card but I do use my credit card heavily (always paid in full, though). I've worn out more than one card over the years and have had to call to get a replacement card. But it was always because the card was splitting. I never thought about the security code issue.

  2. Amber Says:
    December 30th, 2006 at 04:08 pm 1167494923
    1167494923

    I have already experience this...lol. I had to look really hard to find the numbers in the light and I got it. My credit union charges for a new card if it is not expired. Great tip

  3. baselle Says:
    December 31st, 2006 at 01:13 am 1167527627
    1167527627

    Good tip...and yet another reason why I dig cash. Big Grin

  4. PRICEPLUS Says:
    December 31st, 2006 at 02:52 am 1167533560
    1167533560

    Well, at least you know your bank is keeping your info secure! An inconvenience to be sure but it is better than the alternative I suppose!Smile

  5. mchelsvig Says:
    January 11th, 2007 at 01:00 pm 1168520438
    1168520438

    Cash is King. If I can't afford it, I don't buy it.

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