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4 Week Status Report

November 19th, 2005 at 03:46 pm

It's the end of another 4-week "month" that I've divided the year into. Debt is as follows:

Firestone - 0 - yay!
Citi - 450
Sony - 1530
Discover - 2499 - finally under 50% utilization

Total debt as of 11/19, $4479. This is up $269 from 4 weeks ago, but still less than it was when I started keeping this tally back on 9/15. The main causes were the $450 car repair, $185 vet bill, and $330 in discounted gift cards I stocked up on before I knew I wouldn't have to cancel my membership.

I don't feel great about the way things worked out, but I don't feel terrible either. I *was* able to pay the 2nd vet bill for follow-up blood work with a check. And, having a higher balance because of buying the gift cards is outweighed by the rebate and having them on hand as an asset. With less going into goal savings accounts, and being able to free up some cash by using gift cards, I should be able to put quite a bit more against the cards in the next 4 weeks.

In other news, the $25 gas gift card from PNC came in the mail today, and the 10,000 reward points finally showed up in my Visa Extras account. I was getting a little worried! That is enough points for another $25 gift card right away. Also a $5 coupon from a Petsmart offer came today, and a $2 check for doing a survey. Went to an all-you-can-eat oyster supper tonight, Mom's treat. And a ton of request books just came in for me at the library. Am feeling kind of rich today, despite the debt. Wink

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