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Misc. updates

November 13th, 2005 at 06:27 pm

Thanks for the good wishes for our cat. Smile He's doing much better. He's still eating nothing but "people" salmon and some Nutrical goo if I put it on his paw, but I can tell when I pick him up that he's put some weight back on already. We have to get more blood work on Monday, to see if his liver is getting back to normal now that he's eating well. But the way he is acting and looking, I'm not expecting bad news. He wanted to jump out of my arms today and chase a bird--big improvement!

The only down side is that I've got so many opened packages of foods he won't eat. So the dog is getting some sardines and Sheba today, and I had a tuna sandwich for lunch. The older stuff will just have to be tossed.

With this latest vet bill, I decided to add up how much we've spent on emergencies since I starting using Quicken again back in May. It's over $3000. I figured on $2500 for an entire year's worth, based on the past couple of years' totals. That would have been $1354 in 6-1/2 months, instead of $3000. Or to look at it monthly, our emergencies have been costing $461 a month instead of $208.

I thought we were going to get away with the 10% increase on natural gas that went through month or so ago. But now the gas company is asking for an additional 30% increase, which will come to about $47 more a month year round on our budget billing. That's another $564 a year.

I just ran a cash flow report, which shows we are only in the black by $160-some dollars over the past 6 months--meaning every penny received as gifts, on rebates, from cc rewards, from surveys, and from selling books online has been absolutely necessary. It can't be thought of as "extra" income right now.

Well, it could be worse. At least we aren't in the red. And I'm not even counting what goes into DH's 401K plan, or the fact that our mortgage is getting paid down a bit each month, so really we are ahead by more than $160. But it's not good, and it's getting kind of scary.

I've got to find some more ways to cut our spending, and/or bring in more cash. Simple as that. Only, how.

One thing I managed the other day was cut my membership costs at Passport To Fun, the discount gift certificate program. Over on fatwallet, they were talking about being offered one year for $9.95 or $14.95 when they tried to cancel one of the programs. It sounded like you'd get an automated thing, and it was luck of the draw. However, I got a live person and was really unsure of what to say. Luckily, the rep offered me the option without my having to ask. One more payment of $9.95 and I'll be a member for one full year.

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