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June Report / July Plan

July 1st, 2005 at 05:54 am

No more ranting, back to work. Wink

What didn't work in June - the BudgetMap system
It was cumbersome to use, so instead of recording my spending more often than before, I didn't record it at all for days on end.

What I'm trying in July - Keeping a little spiral notebook and a pen in my purse and car
The important thing is to jot everything down right away, every time. I can always move it into Quicken or a spreadsheet later on. I'll also be trying to sell my leftover BudgetMap materials online this month.

What didn't work in June - The food budget
I can't seem to get below $600 a month for groceries, pet food, and take-out. But I'm supposed to be keeping it to $557 to make our budget work. What I've been doing is watching store ads, collecting coupons, and making 2 or 3 market trips a week trying to get the best deals. But maybe looking at all those ads is just making me buy things I wouldn't have otherwise. And it also uses gas. (I was over budget on that, too.)

What I'm trying In July - A radical experiment
I'm not going to look at the food ads. I'm going to make shopping lists based on what we need and want, rather than what the stores are pushing. I'll go to an extra store to get something I can't find elsewhere, but not to save 35 cents on a sale item. I'm really curious to see whether I end up spending more, or less.

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