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Archive for July, 2007

Whistling in the dark

July 28th, 2007 at 06:31 pm

Thanks for the comments about my health insurance worries. The support here is always great. Smile

I spent the best part of a day worrying about it, and have at least a month to go before we really have any answers. And it's not the only thing I'm worrying about right now, so..

At this point, I'm looking for ways to distract myself for the duration that 1) won't cost extra money, and 2) won't undermine my weight loss project. It's so easy to fall back into bad habits when under stress.

So, here's what I've come up with so far:

--Writing to a library that might have info on an author I've become interested in
--Getting back on track with housekeeping stuff
--Watching lots of movies
--Taking walks, exercising
--Reading
--Taking quiet time in the morning to relax, maybe write affirmations
--Listening to podcasts
--Playing Bookworm
--Closing out another credit card account, as an act of confidence in the future
--Getting to an extra WW meeting each week
--Going back to recording every penny in Quicken, and doing the 4-week reports again




FUD

July 27th, 2007 at 05:53 am

That would be Fear, Uncertainty and Doubt. Wikipedia says it's an advertising term, but what I'm feeling is about DH's job and our finances.

His company has been sold, and so far DH and his coworkers have good feelings about the change. They are encouraging all employees to stay, and they have more generous sick and vacation policies. However, I'm antsy to know what the health insurance situation is going to be.

They have several Blue Cross plans to choose from, but not the cheap High Deductible/Health Savings Plan combo we have now. DH has no idea yet whether it's fully paid for by the company, or whether he has to kick in, and how much.

We could be looking at substantially higher or lower take-home pay. It could mean moving ahead on goals faster than we'd thought, or having to cut our Emergency Fund and New Car Fund savings down to a trickle. As it is, we really need to buy some life insurance on him, as the new company-provided policy will be half what it was.

I'm glad it looks like he still has a job. I'm glad we have no cc debt left. I'm glad we have enough in the HSA to cover the dental work DH is in the middle of. But I still can't help being nervous!