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4-week report, ending Sept. 23

October 2nd, 2006 at 01:09 pm

Everyday Expenses came to $575, a little high but not terrible. Mostly because I had a bunch of cat food coupons to use up before they expired, so I bought ahead. It certainly wasn't from gas prices--only spent $80. Yay!

But overall, I did some SERIOUS spending this past month.

HSBC $1099, down by $50. But overall cc debt (purchases not yet billed or due) up to $1613. I purposely bought as much on the Citi card as possible to get one last rewards check from them. You have to have $50 in rewards to request a check, and I had to work to make it.

Emergency Fund $110, down $570.

But I have no regrets.

We spent $345 on car repairs and maintenance. Worth it for peace of mind.

We spent $250 on the lights for the back of the house.

I spent $78 on misc. household stuff such as curtains, a throw rug, miniblinds and a hose.

I paid less on the credit cards to reserve cash for the plumbing work we had done in September but weren't billed for yet. (It came to $515, which we'll be paying this week.)

It's gotten to the point where the undone repairs and maintenance are weighing heavier on me than the weight of unpaid debt. The main debt is at 0% through March, and the Citi charges are still in the grace period. I'd rather have two fully functioning bathrooms than have these paid off early for no reason.

So, a satisfying month even though the numbers say otherwise.

2 Responses to “4-week report, ending Sept. 23”

  1. mjrube94 Says:

    Everytime I read your blog, I wonder if you are "stressing less", since you've been blogging for a year and a half. I enjoy reading your posts!

  2. Carolina Bound Says:

    I know what you mean about the repairs weighing on your mind. I have to bite the bullet and get mine done, but I just hate to increase the debt load! It's a real dilemma for me.

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