The Health Savings Account mess is finally getting close to being settled. The actual checking account is set up, the first direct deposit from DH's paycheck has shown up, and all the deductions taken out of previous checks have been credited to the account also. We've received the debit card, but not the checks yet. So I can start taking care of things where I can use the card, like I getting my prescription filled, and going to the dentist. But I can't go in for my long-overdue doctor visit yet, because our family doctor doesn't take credit or debit cards.

It's such a relief to see things moving, finally. I had used all the refills for my blood pressure prescription, and only had enough to take me through March 30. I assumed I'd have to go into the office before I could get more, but I didn't want to go in til I got those HSA checks. With the mess it's been so far, I couldn't imagine paying for the office visit myself ($65) and then figuring out how to get reimbursed. The checks might have come before March 30, but I couldn't be sure. I was starting to get frantic.

When I talked to the doctor's office, they said if the pharmacist called in, they could approve a 30-day extension on the prescription to carry me through. Thank goodness! Then I called the dentist, and hallelujah they take credit cards! (That means the HSA debit card should work.) So I've got a checkup and cleaning scheduled for April.

This is not to say I anticipate smooth sailing from here. I tried to get on the Blue Cross website and have had nothing but problems trying to register DH and myself, and then logging in. I want to be able to go online and check what's covered under the high deductible insurance part, and any restrictions on where I have to go--for example, for mammograms.

One problem was, you can't use the Mozilla Firefox browser on their login page, it will only work with Internet Explorer. I only figured that out after spending well over an hour on the problem, over two days. They don't tell you this anywhere on the website--I even googled within the site to see if I'd missed a statement of system requirements. Nothing! Now when I login, I either get a page meant for Blue Cross employees, or one that says my login failed because I don't have an FSA. Well I never said I did!

Phooey! I guess I'll stick to calling them for the time being.