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Allowance refinements

November 2nd, 2005 at 12:02 am

I started out this morning thinking it would be nice to have a special bright-colored checkbook cover for the separate checking account, so it would be obvious which account it was for, and easy to find in my purse. I figured the debit card for the account could be tucked inside too.

I surfed around on Ebay for awhile, and as often happens, ideas start occuring to me. Kind of like when you're very relaxed in the shower, or driving smoothly along a highway. Smile Ideas like, I also need to have part of my allowance in cash, which means two different types of items, bills and coins. Then there are gift cards that are specifically for me, like for Dress Barn. I started wondering whether I wanted a whole separate wallet for "me" things, but two wallets in my purse would be awfully thick and bulky.

I finally settled on getting an oblong cosmetics type bag, not too thick, long enough for the checkbook, with a zipper on top. It finally occured to me that I already had an old one I could try out. It's a little worn and I'm no longer wild about the color, but it will do the job til I can find something cute for a reasonable price. I used it today, and found it's also a good place for corralling receipts. I think this just might work!

I've also decided on $100 a month, $25 in cash and $75 to the new account. I don't know whether that sounds like a lot, or not much. I can say it's 6.5% of my take-home pay, and much less than what DH gets to play with per month.

So far, what I've spent on me:

$1.25 for paperbacks off the booksale rack at work, that I can trade for ones I want through frugalreader.com and paperbackswap.com
$.20 for some photocopies
$4.13 mailing books out for swaps, also a CD that sold on Amazon
$9.90 checks for the new account

I've got to get things switched at Amazon so sale proceeds will go into the new account. It didn't work when I tried, they couldn't confirm the account number or something. So I have to fax some info to a toll-free number. Have to remember to do it before my next payment is due to come through.

For the first time in months, I drove by a Joann's store today and felt like I'd be able to go in and actually buy something there soon. It was a nice feeling.

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