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Home > 8-week report, or, Why I Hate Carrying Cash
 

8-week report, or, Why I Hate Carrying Cash

February 11th, 2007 at 09:43 am

For my "13th month", the 4 weeks ending January 13, I went over budget on Everyday Expenses by about $50. It came to $595.42.

For the first full 4 week period in 2007, ending February 10, I went over by about $36. I thought I was going to come in under budget, and even things out. But it didn't happen, and here's the main reason why.

My mother paid me back for something in cash, rather than by check. I didn't get to the bank with it right away, and started to spend it rather than using my debit cards. I did remember to record some things, and may have more receipts somewhere. But the fact is, right now I have no idea where $63.95 went, and no way to reconstruct it. If the purchases had been with a debit or credit card, they'd turn up on my statement and I'd know.

Since I have a category "cash unaccounted for" in my Everyday Expenses reports, it now all gets counted against Everyday Expenses no matter what it was for. Gosh darn, but I hate using cash!

On the plus side, our savings is starting to grow. I'll be keeping updated totals under Author Info at the top right of the blog.

3 Responses to “8-week report, or, Why I Hate Carrying Cash”

  1. boomeyers Says:

    Wow! If you can come in so close to budget each month, you are doing extrodinarily well! I agree though, cash can sneak out on you!

  2. living_in_oz Says:

    LOL! I just think it's kinda funny that you hate using cash. I'm just the opposite. I LOVE using cash! Isn't it interesting how people all go about their finances differently? It sounds like you're doing pretty good to me thoughSmile

  3. Little L Says:

    I hate to carry cash with me as it always seemed to get spent on stupid mundane things... diet coke here, Jamba Juice for the kids, etc. We never carry cash for that reason BUT I'm starting to think that having cash for some things might be helpful, like our personal spending money.

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