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Recent tweaks

November 11th, 2006 at 06:50 pm

Like they say, the only constant is change. First the Citicard cash back rewards being cut back from 5%, now the discounted gas gift cards are being dropped from the Dealpass programs. (I was in Today's Escapes+.)

I guess one big reason I wasn't too upset about the Citi thing was, I was getting more than 2x the discount with the gift card thing than from Citi anyway. And since I've started shopping more at Aldi (where they don't take credit cards) the 5% cash back on groceries wasn't a big loss either.

But now that the gas gift card Deals have Passed Wink I felt like I had to do something. I mean, the cc rewards plus the gift card rebates have come to $400+ a year.

Tweak #1. Dropped Today's Escapes+. There just weren't enough gcs I'd want to buy in a month to justify the monthly fee. (They've also dropped Target and Amazon.)

Tweak #2. Instead of cancelling the Discover card like I'd planned, I called and asked if I could just switch it to their gas card (still 5% cash back). They said yes! It will only come to about $60 a year, but that's something.

Tweak #3. I was going to cancel Credit Protector now that I'd done the $50 in rebates they'd offered me to stay on the first time. But now they offered me (5) $10 Walmart gift cards for staying on, and lowered the rate. So that's an unexpected $50 that will help relieve the pain. Smile

BTW, there is another program at www.leisureplus.com where you can get gas cards at a discount. But you are forced to buy 3 different kinds to maximize your savings, and after you pay the monthly fee it only saves you about $80 a year. Seems like too much hassle to me.

1 Responses to “Recent tweaks”

  1. paigu Says:

    Good for you! It seems since there's so many credit cards and award programs, all you need to do is ask and ye shall receive =)

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