Like they say, the only constant is change. First the Citicard cash back rewards being cut back from 5%, now the discounted gas gift cards are being dropped from the Dealpass programs. (I was in Today's Escapes+.)

I guess one big reason I wasn't too upset about the Citi thing was, I was getting more than 2x the discount with the gift card thing than from Citi anyway. And since I've started shopping more at Aldi (where they don't take credit cards) the 5% cash back on groceries wasn't a big loss either.

But now that the gas gift card Deals have Passed I felt like I had to do something. I mean, the cc rewards plus the gift card rebates have come to $400+ a year.

Tweak #1. Dropped Today's Escapes+. There just weren't enough gcs I'd want to buy in a month to justify the monthly fee. (They've also dropped Target and Amazon.)

Tweak #2. Instead of cancelling the Discover card like I'd planned, I called and asked if I could just switch it to their gas card (still 5% cash back). They said yes! It will only come to about $60 a year, but that's something.

Tweak #3. I was going to cancel Credit Protector now that I'd done the $50 in rebates they'd offered me to stay on the first time. But now they offered me (5) $10 Walmart gift cards for staying on, and lowered the rate. So that's an unexpected $50 that will help relieve the pain.

BTW, there is another program at