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4-week report

April 8th, 2006 at 03:44 pm

Total cc debt as of 4/8 - $3537, ($3906 on 3/11), down by $369

Emergency fund as of 4/8 - $511, ($441 on 3/11), up by $70

We aren't quite caught up to where we were as of February 11, but we're moving in the right direction again.

Everyday expenses 4 weeks ending 4/8, $506, which is fine. Anything around $545 or under, I feel pretty good about.


I think it was a very good month, especially considering--

It was quarterly utilities month, about $190 for water and two sewer bills (one municipal and one county)
It was time to put money on the Virgin Mobile phones, about $111
It was our nephew's birthday, which required a gift, $20
I did quite a bit of discretionary spending on clothes, about $115
Joined TOPS, $24
Bought that beer! $18

I did charge quite a bit of this for convenience and the rewards, but paid it off right away. It helped that I worked some extra hours, and we didn't have to pay an electric bill this month.

Today's money-generating task was calling Discover card, and trying to cancel. I really was ready to cancel, as there isn't much reason for me to keep it. But I figured if they made me an offer I couldn't refuse, I'd keep it awhile longer. Wink They did--a $20 rebate when I make a purchase within 30 days. Smile

1 Responses to “4-week report”

  1. suzanne Says:

    just some unsolicited advice... it is often in your best interest, credit wise, to keep your credit card accounts open. you don't have to use the accounts, cut up the cards if you don't want the temptation, but keeping the account open, especially if it is a long standing account, it normally better in the long run for a higher credit score. but, as I said, totally unsolicited advice and take it or leave it.

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