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Juggling

September 9th, 2005 at 03:51 pm

The $660 car repair went on the Firestone cc. If paid within 90 days, no interest and we get a rebate of at least 2%. Better than the 1% would have been on the regular cc.

I was going to pay our homeowner's policy in one payment. But to keep some extra cash on hand for the other bills, I'm going to split it up. I should be able to pay it off over 3 months, which will save most of the installment fees that would be charged if I spread it out over a whole year. But it will still be $9 extra. I think it's worth it, because now I won't have to take money out of our "new car" savings. I know how hard it is to pay that savings account back, so I'd rather just not take anything out.

I put all those transactions into our check register in Quicken, to see how the cash flow works out. Looks OK--the lowest balance I'm left with over the next 6 weeks is over $200. When we get into November and December, there are more paychecks than usual in the month, and some interest checks coming in, so things should be easier. We should be caught up by the end of the year, barring any more emergencies this big. But who knows! Wink

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